Industries

Banking

Stepmedia provides secure and scalable banking IT solutions, helping banks enhance customer trust, streamline operations, and achieve digital transformation. We specialize in custom and platform-based software, seamless integration, and continuous support to drive innovation and operational excellence.

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Transform your banking with our tailored solutions

1

Core banking systems (CBS)

In our CBS service, we provide centralized, secure, and scalable platforms tailored to modernize your banking operations:

  • Build systems to manage accounts, transactions and risk with enhanced security.
  • Upgrade legacy systems to streamline operations and reduce downtime.
  • Automate core banking processes for higher efficiency and better customer experience.

2

Mobile banking solutions

Our mobile banking solutions empower your customers with seamless digital banking:

  • Develop feature-rich apps for account management, payment, and P2P transfers.
  • Integrate advanced security like biometrics and facial recognition for safe transactions.
  • Personalize customer experiences with loyalty programs and intuitive user interfaces.

3

Internet banking platforms

We deliver custom Internet banking platforms that ensure 24/7 availability:

  • Enable secure online account management, fund transfers, and payments.
  • Incorporate real-time transaction tracking for greater transparency.
  • Optimize user experiences with responsive design designs and enhanced functionality.

4

CRM for banking

Our CRM solutions enhance how banks interact with and serve their customers:

  • Implement platforms like Dynamics 365 and Saleforce for efficient customer data management.
  • Improve cross-selling, up-selling, and customer segmentation capabilities.
  • Track customer interactions to deliver personalized services and increase loyalty.

5

Payment gateway solutions

We ensure fast, secure and compliant payment processing with our solution:

  • Develop payment gateways with NFC, QR-based mobile wallets, and P2P payment support.
  • Ensure compliance with standards like PA-DSS and 3D Secure for peace of mind.
  • Simplify transaction processes for improved customer satisfaction.

6

Lending software

Our lending software streamlines your loan processes from start to finish:

  • Automate loan origination, underwriting, and servicing for greater efficiency.
  • Provide borrower portals and e-signatures for modern customer experience.
  • Reduce risks with real-time solvency analysis and decision-making tools.

7

Banking data analytics

We harness the power of data to provide actionable insights for your bank:

  • Analyze customer behavior and market trends to guide strategic decisions.
  • Assess risks and optimize marketing efforts to maximize ROI.
  • Monitor operational performance to identify opportunities for improvement.

8

Fraud detection and prevention tools

Our solution protects your bank and customers from fraudulent activities:

  • Implement AI-powered systems to detect and prevent fraud in real-time.
  • Safeguard sensitive transactions and reduce the risk of phishing attacks.
  • Build customer trust with robust security measures.

9

Investment management software

We provide tools to optimize investment operations and enhance client experiences:

  • Automate portfolio management and trade execution for improved efficiency.
  • Ensure compliance with regulatory requirements to avoid penalties.
  • Offer self-service tools for investors to manage their portfolios effortlessly.

10

Digital document management systems (DMS)

Our DMS solutions simplify document workflows and improve compliance:

  • Automate the reaction, routing, and approval of documents.
  • Maintain a centralized repository for easy access and retrieval.
  • Ensure adherence to industry regulations for secure documentation.

11

Blockchain-based baking solutions

Our blockchain solutions bring transparency and security to banking:

  • Implement smart contracts for seamless and error-free transactions.
  • Secure digital identity management for customer and operational safety.
  • Leverage blockchain to improve trust and efficiency across banking operations.

12

Loyalty program management

Our loyalty solutions drive customers engagement and retention:

  • Design flexible reward systems and gamified experiences for better engagement.
  • Enable omni-channel communication to connect with customers effectively.
  • Build lasting relationships that encourage repeat business and advocacy.

Trusted IT services for your bank

At Stepmedia, we aim to be a supportive partner in your growth journey, offering practical and secure banking IT solutions tailored to your goals.

Digital transformation consulting

We guide your bank through every step of its digital transformation journey.

  • Assess your current technology landscape and identify areas for improvement.
  • Develop strategies for transitioning to modern platforms and solutions.
  • Provide actionable recommendations to ensure long-term scalability and ROI.

IT-based customer experience consulting

Enhance every interaction your customers have with your bank.

  • Identify opportunities to improve customer experience through IT-driven solutions.
  • Implement tools and technologies to personalize services and streamline processes.
  • Build customer loyalty with innovative digital experiences tailored to their needs.

Custom software development

Get tailored software solutions built to meet your unique needs.

  • Design and develop core banking systems, mobile banking apps, and more.
  • Integrate with existing platforms to ensure seamless operations.
  • Deliver high-quality, scalable software that evolves with your business.

Platform-based solution implementation

Leverage industry-leading platforms to elevate your banking service.

  • Customize and implement platforms like Dynamics 365, Salesforce and others.
  • Enable better customer relationship management and operational efficiency.
  • Ensure a smooth transition and effective adoption across your organization.

Solution maintenance and support

Ensure your banking systems are always up-to-date and running smoothly.

  • Provide continuous monitoring, updates, and performance optimization.
  • Address issues proactively to minimize downtime and disruptions.

Integration services

Connect your banking systems for seamless operations.

  • Integrate core banking systems, CRM, payment gateways and more.
  • Ensure date synchronization and compatibility across all platforms.
  • Enhance operational efficiency with streamlined workflow.

Managed IT services

Focus on your core business while we handle your IT infrastructure.

  • Provide end-to-end management of your IT system, from servers to software.
  • Ensure uptime and performance with proactive maintenance and monitoring.
  • Scale your IT infrastructure as your business grows.

Protect your bank and ensure regulatory compliance

Safeguard your bank's operation and stay ahead of compliance with these essential strategies.

  • Implement robust security measures like encryption, multi-factor authentication, and fraud detection.
  • Ensure compliance with standards such as ISO 27001, ISO 9001.
  • Regularly assess and update security protocols to address emerging threats.

Data analytics service

Turn data into actionable insights for better decision-making.

  • Build analytics dashboards for tracking customer trends, risks and performance.
  • Use predictive analytics to enhance marketing campaigns and credit risk management.
  • Support real-time data processing to enable faster, smarter decisions.

AI and Blockchain implementation services

Adopt cutting-edge technologies for competitive advantage.

  • Deploy AI solutions for fraud detection, customer insights and personalized services.
  • Utilize blockchain for secure transactions, smart contracts and digital identities.
  • Drive innovation with future-proof technologies.

Certifications

Key challenges in banking

We understand these critical challenges and offer tailored solutions to rebuild.

  • Declining customer trust
  • Inefficient operations
  • Outdated digital services

  • Regulatory pressure
  • Rising fintech competition
  • Inadequate fraud prevention

  • Data silos and integration issues
  • Slow adoption of emerging technologies
  • High cost of legacy system maintenance

Why choose Stepmedia for banking solutions

At Stepmedia, we aim to be a supportive partner in your growth journey, offering practical and secure banking IT solutions tailored to your goals.

Our industry expertise

With years of experience, we focus on creating tailored IT solutions for banks. Whether it's upgrading core banking systems or guiding digital transformation, we understand the challenges financial institutions face.

Cutting-edge technologies

We carefully implement technologies like AI, Blockchain, and data analytics to help streamline operations and enhance customer experience. Our goal is to provide solutions that are not only advanced but also practical for your needs.

Commitment to compliance and security

Certified for ISO 27001, ISO 9001, we emphasize protecting your banking systems while ensuring full regulatory compliance.

Fraud prevention and risk mitigation

Our advanced fraud detection tools use AI to identify threats in real-time, protect sensitive transactions, and minimize risks. We help you safeguard your institution and maintain the trust of your customers.

Insights through banking analytics

Our data analytics solutions turn raw data into valuable insights, helping your bank understand customer behavior, optimize marketing strategies, and manage risks effectively.

Flexible collaboration

We adapt to your specific needs with project-based engagements, dedicated teams, or managed services, making it easy to work together effectively.

Our expertise

ERP

CRM

Supply chain management

HR Software

Financial management

Project management

Document management

Asset management

Fleet management

E-commerce platforms

Order management

Content management

Web portals

eLearning software

Marketing & advertising

EHR

Engagement models we offer

We understand that every bank has unique needs and operational challenges. That's why Stepmedia offers a range of flexible engagement models designed to provide transparency, adaptability and the best value for your investment.

Fixed price model

The perfect choice for projects with well-defined objectives and clear deliverables.

Best for: Initiatives with minimal anticipated changes and a predictable scope.

Key benefits:

  • Upfront pricing ensures budget certainty and eliminates cost overruns.
  • Clear milestones and timelines for straightforward progress tracking.

Time and material model

Designed for projects with evolving needs or uncertain scopes.

Best for: Ongoing development, iterative processes, or projects requiring flexibility.

Key benefits:

  • Pricing based on actual time and resources used, offering maximum transparency.
  • Adapts seamlessly to changes in scope or requirements throughout the project.

Offshore development center (ODC) model

Ideal for long-term or large-scale projects that demand access to a global talent pool.

Best for:

  • Businesses seeking cost-effective solutions for extensive development needs.
  • Projects that benefit from specialized skills or around-the-clock support.

Key benefits:

  • A dedicated team located offshore, delivering consistent results and expertise.
  • Significant cost savings while maintaining quality and scalability.

Hybrid model

 

We can combine elements of different models to create a customized approach that meets your unique needs.
Best for:
  • Organizations with diverse project requirements that span multiple engagement needs.
  • Projects require a tailored balance of cost, flexibility, and expertise.
Key benefits:
  • Combines the best features of fixed price, time and material, and ODC models.
  • Offers maximum adaptability to meet specific objectives and challenges.

ACTION

Build your future-ready banking solution

At Stepmedia, we craft tailored solutions that elevate customer experience, secure transactions, and optimize operations. With deep industry expertise and innovative technology, we turn our challenges into opportunities for growth and success.

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